Richard Carstens

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GUARANTEED APPROVAL

UP TO AGE 80

Our programs are designed for those who have begun to think to themselves "What will happen when I pass? Who will pay for it? How much should I be paying to ensure that burden is lifted from my family in their time of mourning?"

UP TO $25,000

COVERAGE

The average funeral is only $8,000-$10,000 - but our coverage amount is significantly higher meaning your family is guaranteed to receive the ceremony and have all covered expenses paid for. Just a small price to pay in their time of need.

EASY ONLINE

ENROLLMENT PROCESS

We offer an easy, online enrollment process which means everything can be handled either directly on the phone, your computer, or tablet. There's no need for in-person meetings unless that is the preferred contact method for you.

BURIAL INSURANCE - WHAT IS IT AND DO I NEED IT?

“Burial insurance” usually refers to a whole life insurance policy with a death benefit. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members.

ABOUT YOUR CASE MANAGER

Richard Carstens - The Carstens Agency

License #: 15825234


Mr. Rich Carstens has spent nearly three years as an insurance agent specializing in life and Medicare insurance. He completed his undergraduate degree in mathematics in DesMoines and is the product of hardworking Iowa farm families. He has been happily married for over 15 years and has two boys, a girl and a little but loud, dog.


The Carstens Agency, 5070 SILVER OAK CT, Marion IA 52302

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